Payment Routing

Optimize Every Transaction with Intelligent Payment Routing

Maximize payment success and reduce costs by routing each transaction through the most efficient gateway, in real time

What is Payment Routing?

Payment routing is the process of intelligently selecting the best-performing payment gateway for each transaction based on real-time metrics like success rate, cost, speed, and availability. Paykuber’s routing engine ensures your customers enjoy a seamless payment experience while you optimize costs.

Key Features

Auto Gateway Selection

Routes transactions based on real-time success rate and response time.

Auto Gateway Selection

Routes transactions based on real-time success rate and response time.

Auto Gateway Selection

Routes transactions based on real-time success rate and response time.

Fallback Logic

Instantly retries failed transactions via alternate gateways.

Fallback Logic

Instantly retries failed transactions via alternate gateways.

Fallback Logic

Instantly retries failed transactions via alternate gateways.

Cost Optimization Engine

Minimizes MDR and processing fees.

Cost Optimization Engine

Minimizes MDR and processing fees.

Cost Optimization Engine

Minimizes MDR and processing fees.

Priority-Based Rules

Customize routing preferences per merchant, category, or payment type.

Priority-Based Rules

Customize routing preferences per merchant, category, or payment type.

Priority-Based Rules

Customize routing preferences per merchant, category, or payment type.

Analytics Integration

Monitor routing decisions and success rates through detailed logs.

Analytics Integration

Monitor routing decisions and success rates through detailed logs.

Analytics Integration

Monitor routing decisions and success rates through detailed logs.

Use Cases

Ecommerce apps routing by product type and payment method

Ecommerce apps routing by product type and payment method

Ecommerce apps routing by product type and payment method

Edtech platforms using fallback logic to prevent failed tuition payments

Edtech platforms using fallback logic to prevent failed tuition payments

Edtech platforms using fallback logic to prevent failed tuition payments

Marketplaces assigning different gateways to each merchant or region

Marketplaces assigning different gateways to each merchant or region

Marketplaces assigning different gateways to each merchant or region

Fintechs reducing cost on UPI vs card routing

Fintechs reducing cost on UPI vs card routing

Fintechs reducing cost on UPI vs card routing

Why Choose Paykuber for Payment Routing

99.99% routing engine uptime

99.99% routing engine uptime

99.99% routing engine uptime

Plug-and-play with existing gateway stack

Plug-and-play with existing gateway stack

Plug-and-play with existing gateway stack

Merchant- and transaction-level customization

Merchant- and transaction-level customization

Merchant- and transaction-level customization

Works across UPI, cards, net banking, and wallets

Works across UPI, cards, net banking, and wallets

Works across UPI, cards, net banking, and wallets

Fully compliant and audit-ready

Fully compliant and audit-ready

Fully compliant and audit-ready

Frequently Asked Questions

Do I need multiple gateways to use routing?

Yes, routing logic works across two or more integrated gateways.

What happens if a transaction fails?
Can I set my own routing rules?

Absolutely. You can define logic based on cost, payment method, success rate, or business priority.

Is this compatible with UPI and cards both?
Do I need multiple gateways to use routing?

Yes, routing logic works across two or more integrated gateways.

Can I set my own routing rules?
What happens if a transaction fails?
Is this compatible with UPI and cards both?
Do I need multiple gateways to use routing?

Yes, routing logic works across two or more integrated gateways.

Can I set my own routing rules?
What happens if a transaction fails?
Is this compatible with UPI and cards both?

CONTACT

How Can We Assist You Today?

Need some assistance? Feel free to send us a message using this form, and we'll respond promptly!

Avg. response within 24 hours

Paykuber offers secure, scalable APIs for payments, payouts, UPI, and real-time financial operations.

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